Fountain, CO
Storm and Flood Damage in Fountain, CO
Heavy rain, hail or runoff got into your Fountain home. A licensed restoration crew near you can pump out water, dry the structure and document it for your claim.
Have your ZIP code ready. A local restoration pro answers.
Updated November 12, 2026
Fountain got its name from the creek, and the creek has a long record of rising. Floodplain studies on file with the state describe a June 1965 flood, driven mostly by Jimmy Camp Creek, that probably topped every known flood in El Paso County. More recently, erosion along Fountain Creek took out enough bank in April 2020 to close a section of Southmoor Drive. Most storm damage in town is smaller than that, but it comes from the same sources: fast summer rain, hail, and runoff that goes where the ground sends it.
Three ways storm water gets inside
From above. Hail is the big one on the Front Range. Stones crack shingles, dent vents, split skylights and fill gutters with ice that overflows. The leak often appears days or weeks later as a brown ring on the ceiling. See hail damage and ceiling stains for what to check after a storm passes.
From the side. Wind-driven rain gets past window frames, door thresholds and siding, especially on the west and north walls during a strong cell.
From below. Runoff pools against the foundation, fills window wells, or comes across the yard and in under a walkout door. Low lots near drainage channels are the most exposed. When it reaches a lower level, our basement flooding in Fountain page explains the drying side.
Water still spreading? Talk to a local restoration pro now.Have your ZIP code ready. A local restoration pro answers.
Call (719) 555-0142When storms hit Fountain hardest
The calendar here is fairly predictable. Hail season runs roughly May through August, with afternoon cells building over the mountains and sliding east across the I-25 corridor. July and August bring the monsoon pattern, when a single storm can dump heavy rain within minutes and the clay ground can't absorb it fast enough. Spring snowstorms add a slower version of the same problem: heavy, wet snow that piles against foundations and in window wells, then melts over three or four warm days. A home that came through summer fine can still take water in April.
Lots that sit lower than the street, or that back up to a drainage way feeding Fountain Creek, see trouble first. So do older homes where gutters empty right at the foundation instead of a few feet out.
Not sure how bad it is? A short call usually tells you.Have your ZIP code ready. A local restoration pro answers.
Call (719) 555-0142After the rain stops
- Stay out of standing water if outlets, appliances or cords are submerged. Shut power at the panel only from a dry spot, or call the utility.
- Wear boots and gloves. Treat storm and creek water as dirty.
- Take wide photos of each room, then close-ups of the water line on walls.
- Tarp obvious roof openings if it is safe, or have a roofer do it.
- Move dry belongings to an upper floor.
- Throw out food, medicine or baby items that floodwater touched.
What the cleanup includes
Storm and flood water is usually treated as Category 3 water, the dirtiest class. That changes the approach. Carpet, pad, insulation and the lower section of drywall that took on water are generally removed rather than dried in place. Surfaces are cleaned and treated, and then drying equipment goes in. For background on why the water source matters so much, read water damage categories explained.
What drives the cost of storm cleanup
The company that inspects writes the estimate before work begins. The variables are:
| Variable | Effect |
|---|---|
| Water category | Contaminated water means more removal and protective handling |
| Depth and rooms affected | A few inches in one room vs a full lower level |
| Mud and debris | Silt left behind adds cleaning time |
| Roof or window repair needed | Drying only works once the opening is sealed |
| Contents | Furniture and boxes to sort, clean or discard |
| Timing | Night and weekend calls during a storm surge |
Need someone to look at it today?Tell them your ZIP and what happened. A local pro picks up.
Call (719) 555-0142Coverage is split by cause
A storm can trigger two different kinds of claims. Roof damage from hail or wind is usually a wind and hail claim, and many Colorado policies carry a separate, higher deductible for it. Water that came across the ground is flood, which needs a flood policy. Ask your agent which applies to each part of the damage. Our post on whether homeowners insurance covers water damage in Colorado goes through the differences.
Water still spreading? Talk to a local restoration pro now.Have your ZIP code ready. A local restoration pro answers.
Call (719) 555-0142For the city overview, visit the Fountain service area page. For a deeper look at the service, see storm flood damage. If the problem turned out to be a pipe after all, burst pipe cleanup in Fountain and water damage restoration in Fountain are the places to start.
Sources and official resources
More in Fountain
Other services in Fountain
Service area
Fountain on the service map
Fountain is about 12 miles from downtown Colorado Springs. Crews reach it from the Colorado Springs side, usually by I-25, Powers Boulevard or US-24.
Colorado Springs neighborhoods
FAQ
Common questions
Straight answers to what Colorado Springs homeowners ask most. Still unsure? Call and ask a local pro.
Call (719) 555-0142Is my Fountain home in a flood zone?
Some properties near Fountain Creek and Jimmy Camp Creek sit in mapped flood hazard areas, and many do not. You can look up your address on FEMA's flood map service or ask the city's engineering staff. Being outside a mapped zone does not mean water can't reach you in a cloudburst.
Does homeowners insurance cover flooding from a storm?
Water that rises from the ground or flows across the yard and in through a door is usually excluded from standard homeowners policies. That is what NFIP or private flood insurance is for. Rain that comes through a roof damaged by wind or hail is often handled differently, so file under the right cause.
How soon after a storm should I get the house dried?
The sooner the better, ideally within a day or two. Storm water carries soil and bacteria, so it is treated as contaminated, and porous materials it soaks are usually removed. Waiting lets it wick higher into walls.
A ceiling stain appeared weeks after a hailstorm. Is that related?
Quite possibly. Hail can crack shingles or vents without an obvious leak at first, then later rains find the gap. Have a roofer inspect and keep the date of the storm handy for your claim.
Should I wait for the adjuster before cleanup starts?
Most policies expect you to prevent further damage, so emergency water removal usually should not wait. Photograph and video everything first, keep damaged samples where you can, and save receipts. The crew's moisture logs and photos help the adjuster later.
Storm Flooding in Fountain? Call a local pro.
Call now and a licensed restoration pro near you can walk you through the next hour and set up a visit.